After you’ve successfully filed for bankruptcy and received a bankruptcy discharge, all of your creditors must report only a “0” balance on your credit report. If they fail to do so, it could be a violation of the Bankruptcy Code, the Fair Credit Reporting Act and the NJ Consumer Fraud Act. Bankruptcy Discharge Violations After […]
What Are My Options When Facing A Sheriff Sale?
When your mortgage lender receives a final judgement in a foreclosure, they have the ability to schedule a Sheriff Sale of your home. While this might seem like the end of the fight to stop foreclosure, you may still have options left if you want to save your home. Can I Get a Loan Modification? […]
I’m Still Getting Phone Calls After Bankruptcy Discharge, What Do I Do?
What is a Bankruptcy Discharge? A bankruptcy discharge is a court order that renders a debt permanently unenforceable. Your lender is not, and will never be, allowed to continue pursuing payment of the debt that has been discharged. If you are still getting calls from your lender or another agency about the debt, there has […]
Your Foreclosure Options in New Jersey
Foreclosure Options and Rights as a New Jersey Homeowner If you are behind on your mortgage payments and your home is at risk of foreclosure, the important thing to remember is that your home cannot be taken from you overnight. The foreclosure process can take several months, and there are legal guidelines that your lender […]
How Does a Sheriff Sale Work in NJ?
When is The Sheriff Sale and How Do I Stop It? One of the most common questions we get asked in regards to the foreclosure process is, “when is the sheriff’s sale and how do I stop it?”. Below you will find answers to some of the most common questions regarding the NJ sheriff sale […]
Foreclosure Defense Tips
Preparing for the New Jersey Foreclosure Defense Process Facing foreclosure can seem insurmountable, but it is important to know that you have rights and options. Your mortgage lender cannot take your home without first taking you to court, where you have the opportunity to defend yourself. An important first step is to contact an attorney. […]
NJ Foreclosure Defense and Alternatives
If you fail to stay up to date on your mortgage payments, your lender or bank can attempt take possession of your property through the foreclosure process. Facing foreclosure might seem insurmountable, but with reliable legal counsel you still have several options available to you. It is important to educate yourself on how foreclosure works […]
What is the Home Affordable Refinance Program (HARP)?
As a result of the subprime mortgage crisis, many homeowners find themselves in a difficult position when it comes to refinancing their home loan. As property values on most homes decreased following the 2006 peak, many homeowners found themselves upside down or underwater on their mortgages. In layman’s term, many people found themselves owing more […]
What is the Home Affordable Modification Program (HAMP)?
The Home Affordable Modification Program (HAMP) was created by the Federal Government in an attempt to help the millions of Americans who are struggling due to the damaged housing market. The goal of the program is to lower the cost of monthly mortgage payments for people who are more than 30 days behind on their […]
Mortgage Audits Reveal Shocking Results
MANY TRANSFERRED MORTGAGES CONTAIN VIOLATIONS OF FEDERAL STATUES. We are a cutting edge and aggressive Foreclosure Defense firm that can obtain a full Securitization report of your loan documents that shows who has the right to enforce your note. It doesn’t matter what stage of the Foreclosure process you are in – we can help! […]
- « Previous Page
- 1
- …
- 10
- 11
- 12
