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Is a Loan Modification Better Than Refinancing?
If your mortgage payment has become difficult to manage, you are not alone. Many homeowners reach a point where they
Loan Modification

What Is Dual Tracking?
What Is Dual Tracking? Dual tracking occurs when a residential mortgage loan servicer is reviewing the first complete application from
Common Mortgage Violations

How to Request a 1099-C Transcript from the IRS
Zombie Second Mortgages, believed to have been cancelled years ago, are now resurfacing with lenders or debt collectors demanding payment
In the news

How Long is the Pre-Foreclosure Process?
Before a Foreclosure Complaint is filed with the Court, a property is in “The Pre-Foreclosure Stage.” Understanding how long the
Foreclosure

Can a Repayment Plan Stop Foreclosure?
In New Jersey, if you have fallen behind on your mortgage payments, but you can catch up within 12-24 months,
Foreclosure

How Do Heirs Claim Surplus Funds in NJ?
SURPLUS FUNDS FOR FAMILY MEMBERS AND HEIRS A common issue in surplus funds cases arises when the property owner dies,
Surplus Funds

How to Escape From Zombie Mortgages
Zombie Mortgage Loan foreclosures are on the rise in New Jersey. If you’ve recently discovered a long-forgotten second mortgage or
Foreclosure

