At the law office of Ira J. Metrick, we have defended borrowers against foreclosures from many different mortgage servicing companies including US Bank.
About US Bank
US Bank is an American bank holding company based in Minneapolis, Minnesota, and incorporated in Delaware. US Bank is the 5th largest bank in the United States. As a mortgage servicer, US Bank provides mortgage lending services to all 50 states.
US Bank Foreclosure & Loan Modification Information
US Bank offers a few options that could help you retain your home. According to their website, they offer:
- Loan modification – Roll interest and escrow shortage from past payments into the existing loan.
- Repayment plan – Allows you to pay regular monthly payments plus additional funds
- Short sale – The lender agrees to discount the loan balance due to hardship, and the home is sold.
- Deed in lieu of foreclosure – Allows you to deed your home back to your lender or investor instead of facing foreclosure.
If your mortgage is serviced by US Bank and you need assistance to defend a foreclosure or apply for a loan modification, contact the law office of Ira J. Metrick today.
Helpful NJ Foreclosure and Loan Modification Resources
- Foreclosure Defense Overview
- New Jersey Foreclosure Timeline
- New Jersey Sheriff Sale FAQ
- New Jersey Sheriff Sale Timeline
- New Jersey Loan Modification Information
Contact Ira J. Metrick Today to Discuss Your US Bank Foreclosure in NJ
If your mortgage is serviced by US Bank and your home is facing foreclosure, contact us today. We can discuss your situation and help you defend the foreclosure and determine if you are eligible for a loan modification. We also offer aggressive representation to assist in the loan modification process.
We can also ensure that the lender has followed all proper foreclosure procedures and has not violated your rights as a borrower. These violations can include, but are not limited to:
- Pursuing a foreclosure or sheriff sale while your loan modification application is still being reviewed (also known as Dual Tracking).
- Refusing to honor or review your loan modification.
- Not responding to your loan modification application within 30 days.
- Refusing to accept your mortgage payment or mortgage reinstatement.
- Declaring you in default and threatening foreclosure even though you are up to date on your payments.
If any of these or other situations have happened to you, contact the law office of Ira J. Metrick today to discuss your options.