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You are here: Home / Guide to New Jersey Foreclosure Notices / Motion to Vacate Final Judgment

Motion to Vacate Final Judgment

Motion to Vacate Final Judgment

At the Law Office of Ira J. Metrick, we receive and review all Court notices for our clients during the New Jersey Foreclosure Process. We also provide written explanations of the notices and answer questions about how they affect the foreclosure, including the Motion to Vacate Final Judgment.

What is a Motion to Vacate Final Judgment?

A judgment, in legal terms, is a decision that is settled by the court in a court case. In foreclosure cases, the Final Judgment is the Court Order that sets the exact amount due to the lender and gives the lender the right to schedule a Sheriff Sale. If you believe that the final judgment was entered in error, or that you have a defense to the foreclosure, or the amount of the Final Judgment is wrong, a Motion to Vacate Final Judgment can be filed with the Court.

It is important to know that a motion to vacate a final judgment is not the same as an appeal. An appeal is a request to a higher court to change the decision made by a lower court, whereas a motion to vacate judgment is made to the same court that entered the original judgment.

To fully understand the timeline of the foreclosure process and when a final judgment is entered, see our breakdown of the NJ Foreclosure Timeline.

When Will the Court Grant a Motion to Vacate Final Judgment?

In order to have a Judge Vacate a Final Judgment, you must show “Excusable Neglect” for not coming to Court sooner, and you must also show a “Meritorious Defense.” One of the most common reasons the court will grant a motion to vacate final judgment is that you were never served with the Complaint. Motions to Vacate Final judgment can also be filed if the lender makes a mistake in the foreclosure paperwork, or if the lender applies for a Final Judgment while you are being reviewed for a loan modification or short sale.

At the Law Office of Ira J. Metrick, we can review your case and determine whether a motion to vacate final judgment is an option for you.

Each notice you receive can affect the foreclosure process. If you need representation in the foreclosure, or need to know what a specific notice means, the Law Office of Ira J. Metrick can assist you by explaining them to you. We also offer representation to receive all of your notices in our office, and then forward them to you with explanations.

We Are New Jersey’s Trusted Consumer Defense Law Firm

For more than 20 years Ira J. Metrick has worked on Consumer Transactions, and he has now changed his focus to defending consumers from unfair & predatory business practices. He has developed a reputation as a staunch advocate of consumer rights, and is recognized as one of the top foreclosure defense attorneys in New Jersey. Contact us today to discuss the details of your case and for a free consultation.

Ira J. Metrick Esq.NJ Bar AssociationmbaOcean County BarMercer County BarSomerset County Bar Association

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We conduct a thorough analysis of your eligibility for a loan modification.

Based upon information about your loan and you, we can:

  1. Determine if you are eligible for a loan modification
  2. Give you an estimate of the modification payment terms

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Meet Ira J. Metrick

Ira .J Metrick

For more than 20 years, the focus of my law firm has been consumer advocacy. Whether it has been fighting foreclosure, taking on abusive debt collectors, or dealing with issues related to bankruptcy proceedings, I have helped my clients tackle seemingly insurmountable financial difficulties...continue reading

Important Links

  • Foreclosure Defense
  • Loan Modification
  • NJ Sheriff Sale
  • Bankruptcy Discharge Violations
  • Foreclosure Help FAQ
  • NJ Sheriff Sale Timeline
  • New Jersey Foreclosure Timeline

Contact Information

Ira J. Metrick Attorney at Law LLC
57 West Main Street, Freehold, NJ 07728
Phone: 732-462-7000
Fax: 732-462-7003
ira@metrickesq.com

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