August 5, 2025 By

NJ Sheriff Sale

If your home is scheduled for a sheriff sale in New Jersey, you are not out of options. A sheriff sale is one of the final stages in the foreclosure process, but that does not mean you have to lose your home. At The Law Office of Ira J. Metrick, Esq., we help homeowners understand the sheriff sale process and take immediate action to delay or stop the sale when possible. With over 20 years of experience focused entirely on foreclosure defense, we have the knowledge and tools to protect your rights and your property.

How Does a Sheriff’s Sale Work in New Jersey?

In New Jersey, a sheriff sale is a public auction of a foreclosed property, conducted by the county sheriff’s office. Once a lender obtains a final judgment in a foreclosure case, they may schedule a sheriff sale to recover what is owed. The property is then sold to the highest bidder or taken back by the lender if no bids are made.

Here’s how the process typically works

Understanding the NJ Sheriff Sale timeline is critical. Once the sale date is set, the window to act is limited. Call our office for a free consultation today.

Judgment Entered

The lender obtains a final judgment in the foreclosure case.

Sale Scheduled

The sheriff’s office schedules the sale and provides public notice.

Notice Issued

Notices are sent to the homeowner, posted publicly, and published in newspapers.

Adjournment Allowed

Homeowners are allowed two adjournments, each up to 30 days.

Sale Conducted

The sale occurs unless legally postponed or stopped.

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How Long Do I Have Until the Sheriff Sale?

Once the court enters final judgment, the lender can schedule the sheriff’s sale. You will receive notice and can usually request two 30-day adjournments through the county sheriff’s office. To understand where you are in the process, visit our NJ Sheriff Sale Timeline page.

What are my Options for Stopping a Sheriff Sale in NJ?

Several legal tools may be available to delay or prevent a sheriff’s sale. Your options will depend on the specifics of your case, but may include:

Requesting up to two 30-day adjournments
Submitting a complete loan modification application at least 38 days before the sale
Filing a motion to stay the sale in court
Filing for bankruptcy, which triggers an automatic stay

Each of these options has requirements and deadlines. Acting quickly is key to protecting your rights.

How a Foreclosure Defense Attorney Can Help

At The Law Office of Ira J. Metrick, Esq., we have helped hundreds of New Jersey homeowners stop or delay sheriff sales. We evaluate your situation, explain your legal options, and guide you through the steps needed to defend your home. Whether you are days from the sale or just received notice, we can help you take immediate action.

Stop NJ Sheriff Sales with Ira J. Metrick, Esq.

If your home is scheduled for a sheriff sale, do not wait. Contact The Law Office of Ira J. Metrick, Esq. for help. We focus exclusively on foreclosure defense, loan modifications, and surplus fund recovery. Whether you are fighting to stop a sale, negotiate a loan modification, or recover funds after your property has been sold, our firm is here to guide you every step of the way. Call today for a free consultation.

NJ Sheriff Sale

How Does a Sheriff’s Sale Work in New Jersey?