At the Law Office of Ira J. Metrick, we receive and review all Court notices for our clients during the New Jersey Foreclosure Process. We also provide written explanations of the notices and answer questions about how they affect the foreclosure process, including the Notice of Sheriff Sale.
What is a Notice of Sheriff Sale?
A Notice of Sheriff Sale lets you know the date that your property will be part of an auction by the County Sheriff. If you receive this notice, your lender has already received a Final Judgment of Foreclosure and is authorized to sell your home. At this point, you should seek the help of an experienced foreclosure defense attorney. While it may seem like the end, it is still possible to save your home.
Learn more about the sheriff sale process in NJ.
When Should I Expect a Notice of Sheriff Sale?
This is a list of the events in a typical foreclosure, so you can get a sense of where you are in the process when you receive a notice of sheriff sale.
- Default on payment
- Lender sends a Notice of Intent to Foreclose
- Foreclosure complaint is filed
- The complaint is served to the homeowner
- A Contesting Answer if filed by the homeowner or the bank takes Default
- If the case is allowed to proceed, the lender will apply for Final Judgment of Foreclosure to set the exact amount due.
- Final Judgment and Writ of Execution are entered
- Sheriff Sale is scheduled
- Homeowner has the right to adjourn the sale twice and each adjournment is up to 30 days
- Sheriff Sale occurs
- The new owner files an action for possession
Read more about the NJ Foreclosure Timeline.
Each notice you receive can affect the foreclosure process. If you have received a Notice of Sheriff Sale, if it important to understand what it means and what your options are. If you need to know what a specific notice means, the Law Office of Ira J. Metrick can assist you by explaining them to you. We also offer representation to receive all of your notices in our office, and then forward them to you with explanations.