Loan Modification

If your mortgage payment has become difficult to manage, you are not alone. Many homeowners reach a point where they

Starting December 2024, Fannie Mae and Freddie Mac will roll out significant updates to their Flex Modification programs, aimed at

At the Law Firm of Ira J. Metrick, we offer aggressive loan modification representation. If you receive a foreclosure notice

If your mortgage company refuses payment, it’s important to seek legal advice to understand your options and protect your home.

Denial of your loan modification application is distressing, but it is not the end of the road. What Happens if

As of February 8th, 2022, the Consumer Financial Protection Bureau (CFPB) took action against mortgage servicer Fay Servicing for failing

Loan Modifications for People Who Have Not Filed Tax Returns or Who Work “Off the Books” If you are unable

We get many calls from clients who believed they qualified for a loan modification and spent a great deal of

A Warning Regarding Loan Modification Scams With the recent increase in New Jersey foreclosures, there has been a rise in

I Defaulted on My Modified Loan. Can I Still Stop Foreclosure? You have the right to defend a foreclosure, even

Will a Lien or Judgment Against My Home Prevent Me From Getting a Loan Modification? New Jersey homeowners have reported

Avoiding Foreclosure with a Loan Modification Falling behind on mortgage payments or having your house foreclosed on is always extremely

At the Law Firm of Ira J. Metrick, we often receive calls from homeowners who had a prior modification, but

Was Your Fannie Mae or Freddie Mac Loan Bought By MTGLQ Investors? If your mortgage is owned by Fannie Mae

What is an FHA Modification with a Partial Claim? The Department of Housing and Urban Development (HUD) supports home ownership

What is a Notice of Intent to Foreclose? If you fall behind on your mortgage payments, before a foreclosure complaint

Am I Eligible for a Bergen County Loan Modification? If you are facing foreclosure in Bergen County, NJ, the best

My Lender Has Gotten a Final Judgment of Foreclosure. Can I Still Get a Loan Modification? Many people get nervous

We are often asked what can be done to stop a Sheriff Sale once it has been scheduled. In New

Loans Owned by RBSHD 2013-1 Trust If you have a loan owned by RBSHD 2013-1, we can help you find

Is Your Mortgage Owned by Christiana Trust? If you have a loan owned by Christiana Trust, we can help you

Ventures Trust 2013-I-H-R Loan Modifications If you have a loan owned by Ventures Trust 2013-I-H-R, we can help you find

Understanding Loan Modification and Your Rights as the Borrower It is important to understand your rights as a borrower with

Loans Owned by ABFC Trust Situations sometimes arise where lenders are ordered to pay billions of dollars in fines and

Do You Have a Federal Home Loan Mortgage Corporation (Freddie Mac) Loan Modification? If your mortgage is owned by Freddie

Important Information Regarding Your Federal National Mortgage Association (Fannie Mae) Loan Modification If you have a mortgage owned by Fannie

Loans Owned by MTGLQ Investors In April of 2016, Goldman Sachs reached a $5.06 billion settlement with the US Justice

The End of HAMP: What NJ Homeowners Need to Know As of December 30th, 2016, the deadline to apply for

Do I Qualify for Principal Reduction Loan Modification? Principal reduction loan modification, also referred to as principal forgiveness, is a

As a result of the subprime mortgage crisis, many homeowners find themselves in a difficult position when it comes to

The Home Affordable Modification Program (HAMP) was created by the Federal Government in an attempt to help the millions of