Common Mortgage Servicer Violations
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You are here: Home / Mortgage Servicing Companies Who Foreclose / Can I Stop My Select Portfolio Servicing (SPS) Foreclosure?

Can I Stop My Select Portfolio Servicing (SPS) Foreclosure?

At the law office of Ira J. Metrick, we have defended borrowers against foreclosures from many different mortgage servicing companies including Select Portfolio Servicing (SPS).SPS foreclosure

About Select Portfolio Servicing (SPS)

Select Portfolio Servicing, Inc. (SPS) is a nationally recognized mortgage servicer specializing in the servicing of single-family residential mortgages. SPS was founded in 1989 and is headquartered in Salt Lake City, Utah, with an office in Jacksonville, Florida. As a mortgage servicer, SPS manages the day-to-day administration of mortgage accounts, including collecting regular monthly mortgage payments.

Select Portfolio Servicing (SPS) Foreclosure & Loan Modification Information

Select Portfolio Servicing (SPS) offers several Home Retention Options for borrowers who fall behind on their mortgage payments and want to stay in their home. These options, detailed on their website, include:

  • Loan modification. The terms of your mortgage will be modified to make your payments more affordable. This can include lowering the interest rate, extending the timeframe of the loan, or principal reduction.
  • Payment deferral. This will make you current on your mortgage payments by adding the amount past due to the end of your loan. It is important to remember that this amount is not gone, it is just delayed. You will still need to pay it at the end of the life of your mortgage.
  • Repayment plan. This will allow you to become current on your mortgage over a period of time, or allow you to resume your monthly payments while you make arrangements to pay the amount due.

To be considered for one of these programs, you must submit a complete application to SPS to determine eligibility.

If you are facing foreclosure on your mortgage serviced by SPS, we can help you understand your options for stopping the foreclosure and staying in your home.

Helpful NJ Foreclosure and Loan Modification Resources

  • Foreclosure Defense Overview
  • New Jersey Foreclosure Timeline
  • New Jersey Sheriff Sale FAQ
  • New Jersey Sheriff Sale Timeline
  • New Jersey Loan Modification Information

Contact Ira J. Metrick Today

If your mortgage is serviced by Select Portfolio Servicing (SPS) and your home is facing foreclosure, contact us today. We can discuss your situation and help you determine if you are eligible for a loan modification.

We can also ensure that the lender has followed all proper foreclosure procedures and has not violated your rights as a borrower. These violations can include, but are not limited to:

  • Pursuing a foreclosure or sheriff sale while your loan modification application is still being reviewed (also known as Dual Tracking).
  • Refusing to honor or review your loan modification.
  • Not responding to your loan modification application within 30 days.
  • Refusing to accept your mortgage payment or mortgage reinstatement.
  • Declaring you in default and threatening foreclosure even though you are up to date on your payments.

If any of these or other situations have happened to you, contact the law office of Ira J. Metrick today to discuss your options.

We Are New Jersey’s Trusted Consumer Defense Law Firm

For more than 20 years Ira J. Metrick has worked on Consumer Transactions, and he has now changed his focus to defending consumers from unfair & predatory business practices. He has developed a reputation as a staunch advocate of consumer rights, and is recognized as one of the top foreclosure defense attorneys in New Jersey. Contact us today to discuss the details of your case and for a free consultation.

Ira J. Metrick Esq.NJ Bar AssociationmbaOcean County BarMercer County BarSomerset County Bar Association

What Makes Our Loan Modification Service Different?

We conduct a thorough analysis of your eligibility for a loan modification.

Based upon information about your loan and you, we can:

  1. Determine if you are eligible for a loan modification
  2. Give you an estimate of the modification payment terms

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Meet Ira J. Metrick

Ira .J Metrick

For more than 20 years, the focus of my law firm has been consumer advocacy. Whether it has been fighting foreclosure, taking on abusive debt collectors, or dealing with issues related to bankruptcy proceedings, I have helped my clients tackle seemingly insurmountable financial difficulties...continue reading

Important Links

  • Foreclosure Defense
  • Loan Modification
  • NJ Sheriff Sale
  • Bankruptcy Discharge Violations
  • Foreclosure Help FAQ
  • NJ Sheriff Sale Timeline
  • New Jersey Foreclosure Timeline

Contact Information

Ira J. Metrick Attorney at Law LLC
57 West Main Street, Freehold, NJ 07728
Phone: 732-462-7000
Fax: 732-462-7003
ira@metrickesq.com

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Ira J. Metrick, Attorney at Law, LLC


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