Blog

Nov 4, 2025
How to Request a 1099-C Transcript from the IRS
Zombie Second Mortgages, believed to have been cancelled years ago, are now resurfacing with lenders or debt collectors demanding payment
In the news

Jun 10, 2025
How Long is the Pre-Foreclosure Process?
Before a Foreclosure Complaint is filed with the Court, a property is in “The Pre-Foreclosure Stage.” Understanding how long the
Foreclosure

Jun 10, 2025
Can a Repayment Plan Stop Foreclosure?
In New Jersey, if you have fallen behind on your mortgage payments, but you can catch up within 12-24 months,
Foreclosure

Feb 24, 2025
How Do Heirs Claim Surplus Funds in NJ?
SURPLUS FUNDS FOR FAMILY MEMBERS AND HEIRS A common issue in surplus funds cases arises when the property owner dies,
Surplus Funds

Dec 17, 2024
How to Escape From Zombie Mortgages
Zombie Mortgage Loan foreclosures are on the rise in New Jersey. If you’ve recently discovered a long-forgotten second mortgage or
Foreclosure

Dec 17, 2024
New Updates to Flex Modification Programs
Starting December 2024, Fannie Mae and Freddie Mac will roll out significant updates to their Flex Modification programs, aimed at
Loan Modification

Nov 27, 2024
How To Find Out If You’re Owed Surplus Funds in New Jersey
When a property is foreclosed in New Jersey and sold at auction, any funds left after paying off the mortgage
Surplus Funds

