For more than two decades, Ira has helped homeowners throughout New Jersey avoid foreclosure, apply for loan modifications, and stop sheriff sale proceedings on their home. Clients often express an overwhelming sense of relief after meeting with Mr. Metrick and his team, understanding where they are in the foreclosure process, and what legal options exist.

Foreclosure can move quickly, but the right legal response can slow it down or even stop it entirely. Ira J. Metrick, Esq., has been defending New Jersey homeowners against foreclosure actions for more than 20 years. Whether you’ve just received a notice or are days away from a sheriff sale, we can help. Our office reviews every detail of your case, identifies violations or improper servicing practices, and builds a plan to protect your home and your rights.

Loan modifications are often the most effective way to stop foreclosure and stay in your home. By changing the terms of your mortgage, you may be able to reduce your monthly payments or bring the loan current. We assist clients with every step of the modification process, from document preparation to communicating with the mortgage servicer. If you have been denied a modification or are unsure of your options, we can help you move forward.

If you’re facing foreclosure, a sheriff’s sale, or are seeking a loan modification, knowing where you are in the process is crucial. Below, you will find links to our comprehensive timelines and FAQs:

• Foreclosure Timeline
• NJ Sheriff’s Sale Timeline
• Loan Modification Timeline

Utilize our updated materials for thorough information, step-by-step instructions, and answers to frequently asked questions.