At the law office of Ira J. Metrick, we have defended borrowers against foreclosures from many different Lenders, including PNC.
In their capacity as a mortgage servicer, PNC manages the day-to-day administration of mortgage accounts, including collecting regular monthly mortgage payments and pursuing foreclosure.
PNC Loan Modifications
On their website, PNC outlines a number of options for customers who are experiencing financial trouble and have fallen behind on their mortgage payments, including eligibility requirements:
- Loan Modification: “If you can no longer afford to make monthly loan payments, you may qualify for a loan modification to make them more affordable.”
- Liquidation Foreclosure Alternative (LFA): “The Liquidation foreclosure Alternative includes additional foreclosure avoidance options, such as Short Sale and Deed-in-Lieu of Foreclosure.”
- Other Alternatives: “We understand that there are events and circumstances that may cause you to fall behind on your loan payments. If you have found yourself in this situation, please contact us. A variety of assistance programs may be available depending upon your circumstances.”
If you are facing foreclosure on your mortgage serviced by PNC, we can determine the type of modification you may be eligible for, and we can give you an estimate of the modification payment terms.
Some attorneys that may represent PNC include:
- Fein Such Kahn & Shepard, PC
- Frank J Martone, PC
- Mattleman, Weinroth & Miller, P.C.
Helpful NJ Foreclosure and Loan Modification Resources
- Foreclosure Defense Overview
- New Jersey Foreclosure Timeline
- New Jersey Sheriff Sale FAQ
- New Jersey Sheriff Sale Timeline
- New Jersey Loan Modification Information
Contact Ira J. Metrick Today to Discuss Your PNC Foreclosure in NJ
If your mortgage is serviced by PNC and your home is facing foreclosure, contact us today. We can discuss your situation and help you defend the foreclosure and determine if you are eligible for a loan modification. We also offer aggressive representation to assist in the loan modification process.
We can also ensure that the lender has followed all proper foreclosure procedures and has not violated your rights as a borrower. These violations can include, but are not limited to:
- Pursuing a foreclosure or sheriff sale while your loan modification application is still being reviewed (also known as Dual Tracking).
- Refusing to honor or review your loan modification.
- Not responding to your loan modification application within 30 days.
- Refusing to accept your mortgage payment or mortgage reinstatement.
- Declaring you in default and threatening foreclosure even though you are up to date on your payments.
If any of these or other situations have happened to you, contact the law office of Ira J. Metrick today to discuss your options.